Yellowjacket is a common term usually referring to a black and yellow wasp, which lacks the fuzzy hair seen on these insects. See http://en.wikipedia.org/wiki/Yellowjacket for more information. These are bumblebees (genus: Bombus). See http://en.wikipedia.org/wiki/Bumble_bee for more information. To try and ID them down to a species level, see http://bugguide.net/node/view/3077/bgimage.
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