Yo creo que es una mosca Eristalis tenax. Tu foto está un poco borrosa y no se distinguen bien las rayas y el color. Te pongo un enlace para que lo compruebes
http://www.johnsbooks.org/galleries/index%20hoverflies.htm
That is a Syrphid (hoverfly) not a bee at all. You can tell because of its short antennae and the single pair of wings (bees have two pairs). It looks like one of the Eristalis sp. But I'm not 100%. It would be a good place to start though.
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