Apparently there are several similar species. Found this link. It might help. :)
I think Dan is in the right area.
http://bugguide.net/node/view/2802/bgimage
Judging by those wings and the reference material I have to work with, my best guess is a Progressive Bee fly.
http://abrahamlincolnsblog.blogspot.com/2011/04/progressive-bee-fly.html
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