Ronald and Amissa: The yellow coloration on bumble bees is part of their actual body, not pollen. I have also found a lot of carpenter bees around my house this summer. They are amazing little creatures, I think.
Possibly Xylocopa tabaniformis orpifex. You're not in OC but this site is great at finding organisms near by http://nathistoc.bio.uci.edu/hymenopt/Xylocopa%20tabaniformis%20orpifex.htm
Is this a bumble bee? Or a Carpenter Bee? As I understand it, Bumble bees have black and yellow and Carpenter Bess are all black? http://en.wikipedia.org/wiki/Carpenter_bee
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