Woolly bear caterpillar

The adult is the Isabella tiger moth and the larva is called the banded woolly bear. The larvae of many species of Arctiidae Arctiid moths are called "woolly bears" because of their long, thick, furlike setae (they are mostly spotted all black than they are as seen below). This species is black at both ends with a band of coppery red in the middle. The adult moth is dull yellow to orange with a robust, furry thorax and small head. Its wings have sparse black spotting and the proximal segments on its first pair of legs are bright reddish-orange.